Citibank Home Loan

Turn to Citibank Home Loan for attractive rates & a unique facility designed to help you save on interest.

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Rate Of Interest

8.0% - 8.9% p.a.


5 - 25 years

Processing fee


Loan amount

Rs.75 lakh - Rs.10 crore

Prepayment Charges


Foreclosure Charges



Are You Eligible?

You Should Meet The Following Criteria To Apply For This Loan:

  • Resident type: IndianApplicant's
  • Age: 21 - 65 yearsMin.
  • Monthly income for primary applicant: Rs 1,70,000

Key Features Of Citibank Home Loan

  • Home Credit facility that helps you save on interest & repay loan faster
  • Attractive interest rates, starting from just 8% p.a.
  • Zero penalty on part closure and foreclosure (only on variable rate loans)
  • Get maximum loan against the value of the property
  • World-class service platform with 24*7 access to loan account

Tentative List Of Documents Required For Home Loan

Mandatory documents(To be submitted by all applicants)

  • Proof of address: Aadhar Card /Passport /Driving License /Voter ID /Job card issued by NREGA /National Population Register
  • Copy of PAN Card
  • One passport size color photograph
  • In case of takeover loan: Sanction letter with property address, LOD submitted to current bank, last 6 months bank statement showing EMI debited, and principal and interest statement
  • Property documents: Chain agreement, Share Certificate, Society Registration Certificate, Completion Certificate or blueprint Copy, and Registered Sale Deed favouring Property Owner

For salaried individuals

  • Last 2 years Form-16 (Part A and B)
  • Last 3 months bank statements showing salary credited (Required only if it's a Non-Citibank salary account)
  • Last 3 months salary slips

For self-employed individuals

  • Last 2 years Income tax returns, Computation of Income, P&L statement, Balance Sheet, and Audit Report (if Turnover is above Rs 1 Crore)
  • Shop Act License
  • Proof of office address
How much will I have to pay every month?
  • Monthly Payable : 0₹/mo
  • Principal : 0
  • Interest :
  • Total payable :
Payment Breakup