Citibank Home Loan
Turn to Citibank Home Loan for attractive rates & a unique facility designed to help you save on interest.
Highlights
Rate Of Interest
8.0% - 8.9% p.a.
Tenure
5 - 25 years
Processing fee
Nil*
Loan amount
Rs.75 lakh - Rs.10 crore
Prepayment Charges
Nil
Foreclosure Charges
Nil
Are You Eligible?
You Should Meet The Following Criteria To Apply For This Loan:
- Resident type: IndianApplicant's
- Age: 21 - 65 yearsMin.
- Monthly income for primary applicant: Rs 1,70,000
Key Features Of Citibank Home Loan
- Home Credit facility that helps you save on interest & repay loan faster
- Attractive interest rates, starting from just 8% p.a.
- Zero penalty on part closure and foreclosure (only on variable rate loans)
- Get maximum loan against the value of the property
- World-class service platform with 24*7 access to loan account
Tentative List Of Documents Required For Home Loan
Mandatory documents(To be submitted by all applicants)
- Proof of address: Aadhar Card /Passport /Driving License /Voter ID /Job card issued by NREGA /National Population Register
- Copy of PAN Card
- One passport size color photograph
- In case of takeover loan: Sanction letter with property address, LOD submitted to current bank, last 6 months bank statement showing EMI debited, and principal and interest statement
- Property documents: Chain agreement, Share Certificate, Society Registration Certificate, Completion Certificate or blueprint Copy, and Registered Sale Deed favouring Property Owner
For salaried individuals
- Last 2 years Form-16 (Part A and B)
- Last 3 months bank statements showing salary credited (Required only if it's a Non-Citibank salary account)
- Last 3 months salary slips
For self-employed individuals
- Last 2 years Income tax returns, Computation of Income, P&L statement, Balance Sheet, and Audit Report (if Turnover is above Rs 1 Crore)
- Shop Act License
- Proof of office address
How much will I have to pay every month?
- Monthly Payable : 0₹/mo
- Principal : 0₹
- Interest : ₹
- Total payable : ₹